One problem with making fantasy-themed pictures using Poser is that GURPS has ruined me on the whole "cheesecake armor" that so many of the 3d modelers design. They'll design "armor" that isn't much more than a mail or plate-armor bikini (or other materials with swim-suit level of coverage). I'm sorry but when your "armor" has a cleavage hole and an exposed belly the person it's covering is dead. The worst part is it's virtually impossible to find something that is aesthetically pleasing and offers reasonable coverage. (Though armor isn't supposed to be aesthetically pleasing...)
Oh, and I'm also looking at YOU Blizzard, with similar cheesecake armor. Somehow the male armor covers head to toe without an inch exposed, but the female "armor" looks like something from a burlesque show. On the other hand Turbine games (Dungeons and Dragons Online and Lord of the Rings Online) does it perfectly with armor for both genders that looks like armor.
As for Skyrim... Let's not go there... Both genders would be losing limbs and spilling bowels in a fight. Oblivion's armor was MUCH better in that regard.
Think about what everyone is saying here: its ok for characters to have magic powers, interact with supernatural beings, wade through thousands of "bad guys" without dying, lose 99% of their "life force (think health bar)" in a battle and still walk to the next inn and sleep it off, etc, etc, etc, but yet we're complaining about how unrealistic the girls look?
My point is, the stuff is all fantasy anyway. Why not go all the way and complete the fantasy by throwing in the scantly clad hot girl?
In some ways its like complaining that Skyrim should have used dinosaurs instead of dragons in the game because everyone knows dragons aren't real and it just ruins the game when they stray so far outside plausible facts. We don't want games that are 100% realistic, that makes them real life and we all play to avoid that in the first place.
I'm also trying to build characters from a fairly realistic (read "deadly") tabletop RPG where the assumption is that armor only protects what it covers and where healing even a minor wound (without magical or super-science assistance) can take days or weeks.
For what it's worth the "breast" plate not only might allow an attack to hit the heart due to simply channeling it there, the deformation requite would make the metal weaker and it would focus the energy onto the heart itself which would be compressed and could damage it. Queen Elizabeth I and Joan of Arc both wore armor (though neither specimen survives) but artistic depictions of Joan of Arc show her in a male-style harness.
A little more choice would be nice and more interesting designs would be great so I completely agree with you.
Why can't someone make a nice heavy duty spikey Warhammer Chaos Knight armour for ladies,seems a shame with everyone doing the equivalent of chain bikini or light half plate.